Small Business Group Health Insurance Solutions
Affordable, Flexible Health Benefits for Growing Teams
Group health insurance doesn't have to be complicated or expensive.
Stop overpaying for benefits—or losing great people because you don’t offer them.
Get a clear, side-by-side comparison of plans, with a simple recommendation based on your goals.
Most small businesses don’t need “more options.” They need the right 2–3 options, explained clearly. RJ Health Partners helps you pick a plan that balances premium cost, deductible risk, network access, and employee satisfaction—without insurance jargon.
Group Health Insurance for Small & Mid-Size Businesses
If you have employees, benefits are a recruiting tool and a retention lever. We help small and mid-size employers design a package that feels “big-company,” without big-company waste—medical plus the add-ons employees actually use.
Fully insured group
health plans
Predictable monthly premiums with traditional plan structures. Great if you want straightforward budgeting and a familiar employee experience.
Level-funded group
health insurance
A smart middle ground: more cost control than fully insured, with the potential to benefit when claims run lower than expected.
National PPO and
open-access networks
Plans built for teams that need flexibility—especially if you have remote employees or people who travel.
Dental, vision, and
group life insurance
Round out the benefits package with the “expected” coverage that improves enrollment and perceived value.
Telehealth and employee assistance programs (EAPs)
Low-friction support employees can use quickly—often improving satisfaction without major cost increases.
Why Small Businesses Choose Group Health Insurance
Attract and retain
quality employees
quality employees
Benefits are part of comp. If you want better applicants, you need a benefits story.
Improve employee
satisfaction and loyalty
satisfaction and loyalty
When employees feel taken care of, you lower churn and distraction.
Access potential
tax advantages
tax advantages
Some employers may qualify for tax credits under specific conditions, including offering SHOP coverage.
Create predictable
healthcare costs
healthcare costs
Choose a structure that matches your risk tolerance—fully insured for steady premiums, or level-funded for tighter cost management.
Compete with
larger employers
larger employers
Offer a professional benefits package that helps you win talent without matching enterprise payroll.
Why Work With RJ Health Partners
Independent broker – access to multiple A++ carriers
Side-by-side plan comparisons
Clear explanations (no insurance jargon)
Support for both employers and employees
Ongoing service beyond enrollment
How Simple the Group Health Insurance Process Is
01
Initial Discovery Call
15 minutes to understand your team, budget target, and effective date.
02
Employee Census & Business Information
You send a simple census (we’ll provide the template). This is what carriers need to quote accurately.
03
Plan Design & Carrier Comparison
We build 2–3 plan designs and shop carriers for the best value.
04
Plan Review & Selection
We walk you through tradeoffs and make a clear recommendation.
05
Enrollment & Plan Installation
We handle paperwork, carrier setup, and employee onboarding steps.
06
Ongoing Employer & Employee Support
Renewals, changes, questions—year-round, not “call us next year.
Get a quote that’s actually usable.
Tell us your employee count and target budget. We’ll come back with a short list of options and a clear recommendation—so you can make a decision confidently.
Request a Group Health Insurance Quote
